Mortgage Broker in Cremorne
There’s not a lot of houses that hit Cremorne’s property market, so when you find a property that ticks the boxes you’re looking for, it’s important to go fast.
As mortgage brokers in Cremorne with good experience and expertise of the local market, you can trust us to assist you with local knowledge and keep you updated by having our finger on the pulse of the loan market in the Lower North Shore.
We know it’s our role as Cremorne brokers to help remove the pain points for our clients. So you can pursue your dream house, apartment or villa in this beautiful suburb with confidence. With comparisons between 40 vendors with hundreds of loan market products, you can rest assured in the process at Mint Equity.
our services
Mint Equity is an independent mortgage broker near Cremorne. As an independent firm, we have the freedom to offer a more personal and transparent service that puts our customers first.
Our services are always free. We’re remunerated by the lender you select.
If this is the first time you’re buying a home, it’s easy to be overwhelmed with all the information that’s out there: both of what you need to know and what incentives are available to you to make this next step in your life easier. As Cremorne brokers, we’re able to help you with easy to understand guidance to find out your borrowing capacity and what your options are to best achieve your objectives.
Refinance
Refinancing may be able to free up equity to renovate your home or purchase an investment property. But that’s not all the possibilities that refinancing can offer. Our Cremorne brokers may be able to assist you in reducing your debt, your mortgage repayments or going to a different lender for a better deal after a fixed period rate expires.
SMSF Loans
Our Cremorne finance brokers can assist locals in Cremorne set up a Self Managed Super Fund with a LRBA lender, to get pre-approval and settlement for investment properties for your super.
Buying commercial property come with different risks and benefits than a residential property. Our mortgage brokers have assisted many property investors and business owners purchase commercial properties in the Lower North Shore, and we can also assist you.
With so many home loans available to those looking to buy in Cremorne, it can be easy to get confused on what options to choose. Not just the type of loan but with the specific features and lenders. As Cremorne mortgage brokers we’ll assist you with navigating 100’s of financial products to consider the best possible options for your situation and objectives.
Meet our Cremorne Broker Team
BENEFITS OF CHOOSING MINT EQUITY
Our services are free, as we’re remunerated by the lender you select.
Our services are free, as we’re remunerated by the lender you select.
We have over 20 years experience in finance, including residential, commercial and SMSF lending. So you only need to deal with one person for every loan.
We have experience working in credit and understand how credit thinks so we can help you improve your chances of securing approval.
We’re with you every step of the way - from your planning and initial thoughts, through the application process to settlement and beyond.
We don’t pressure our clients into taking unnecessary products in order to hit targets. That’s not our style.
We have personality, energy and are easy to deal with.
Buying Property in Cremorne
There’s high competition for property in Cremorne’s market. Besides beautiful, luxurious houses that established families look forward to as their dream home, many people in Sydney also long for the type of lifestyle that living in Cremorne can provide.
Cremorne is a 12 min bus ride away from the Sydney CBD, making it a great location for those who don’t want to live too far from work. Similar to some other affluent Sydney suburbs, Cremorne is a quiet leafy suburb with a suburban feel. It also boasts stunning harbour views, as well as lots of cafes, restaurants, beaches and public amenities to enjoy.
The median house price in Cremorne was $3.56M between February 2022 - January 2023 according to realestate.com.au
The median unit/apartment price in Cremorne was $1.25M, within the same time period.
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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We are able to service all parts of Australia and for clients living overseas.
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No, the digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those across the whole of Australia.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.