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The Central Coast is showing signs of lower buyer activity with mortgage demand decreasing. Serious buyers now have the opportunity to grab a bargain.
Improving rather than moving seems to be the way to beat rising property prices. Renovation loans are proving popular for property owners with new data showing figures at a 7-year high.
Lenders are promoting discounted interest rates for owner-occupied mortgages in a push to steer their loan portfolios away from investment lending.
Several lenders have increased their interest only variable interest rates this month, while owner occupied properties paying P&I received an interest rate reduction.
Central Coast first home buyers can now consider older properties at more affordable prices, rather than brand new stock which attracts investor and foreign buyer interest.
If you think online interest rate comparisons is your best bet, you’re wrong. Find out the real reason why your interest rate is higher than it could be.
Buying at auction is very different to a private treaty purchase. From securing your home loan to bidding, the outcome can vary depending on how well you prepare.
NSW Government has announced a comprehensive package to support first home buyers by providing stamp duty exemptions, boosting housing supply and delivering infrastructure to support growing communities.
The bank levy will help create more opportunities for non-major banks and we’re already seeing the best home loan deals on the market coming from second-tier lenders.
Saving money on building your own home starts well before you start laying foundations. Here are our tips for reducing the chance of a budget blow out and how to increase your end value.
Two of the big four banks have announced further adjustments to interest-only lending. What should borrowers do if P&I repayments are unaffordable?
Central Coast mortgage broker Mint Equity has been named as a finalist for two prestigious national industry awards in the 2017 Australian Broking Awards.
We know the big banks have the money to pay the levy, but will they re-appropriate the funds from customers, shareholders or staff to ensure their profit margins don’t take a hit?
A new survey has found a higher number of clients are using mortgage brokers rather than banks to get a better mortgage interest rate.
As capital city prices increase, housing demand has rippled outwards with buyers snapping up affordable housing in the Central Coast and Newcastle regions.
Competitive business loan interest rates are helping SME’s to reduce their overheads and improve their cashflow.
Financial Adviser Reece Marini of Fortify Financial talks about financial coaching, smashing industry norms and the financial journey to living your ideal lifestyle.
Employee, contractor, sole trader or director – how you receive your income will determine how your home loan application is submitted and to which lender.
Cash is always best, but what can you don’t have sufficient savings or are tied up in other assets? We take a look at what deposit bonds and guarantees are and the pros and cons associated.
APRA is initiating additional supervisory measures on interest only residential mortgage lending practices restricting the volume lenders can lend.
Interest in advance can be a good tax strategy for investors to consider for end of financial year. We take a look at the pros and cons of interest in advance investment loans.
NAB and Westpac have issued out of cycle interest rate increases for owner occupied and investor loans with other lenders likely to follow.
Financial hardship seems like a helpful option, but the repercussions of registering financial hardship on your file are long lasting and can be tainted with future issues.
Featured in Australian Broker Magazine this month, Mint Equity Director Zac Peteh talks about moving from banking to broking, fighting for every client and his love of cricket.
Mint Equity has won the Best Regional Office award at the Better Business Awards 2017. The awards recognises the best mortgage brokers across NSW.
We hear stories of the profits made from house flipping and some even make a career out of it. But, can you still house flip in the Sydney property market?
Eight years ago, it was harder to service a Sydney home loan than it is today. So why are buyers struggling to get into the Sydney housing market?
2017 is set to be an interesting year for interest rates and mortgages. We reveal our insights on variable and fixed interest rates increases and when we think they will happen.
The 2017 Better Business Awards nomination was based on Mint Equity establishing their footprint on the Central Coast as a trusted mortgage broker, increased repeat business and referrals.
With interest rates on the increase and a US influenced financial market, is now the right time to fix interest rates or rate lock?
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