Curious how HECS / HELP debt affects your ability to secure a mortgage as a first home buyer? And is it better to pay out the HECS debt before applying for a mortgage? Discover essential insights on managing your borrowing capacity and strategies to buy property with an existing student loan.
The Year Ahead: Property and Finance - Why now might be the right time to Buy in Australia
The forbidden fund: Why First Home Buyers are told 'No' to using their superannuation as a deposit
Why buyers prefer fully renovated properties
Big banks vs 2nd tier lenders for home loans
US dollar vs. the Australian dollar: Implications for RBA's cash rate decisions
Newsletter Edition 25
In this edition: August 2023 cash rate predictions and forecast peak by the major banks | Inflation slowdown - will the RBA increase the cash rate | Banks raise rates faster than the RBA | Mint Equity Gold Coast office opens | 70% broker market share - why homeowners are choosing brokers over direct lenders and more…
Inflation slowdown: Is the RBA likely to take a breather on interest rate hikes?
Why homeowners are choosing mortgage brokers over direct lenders
Mortgage brokers advocate for their clients and help prevent inappropriate decisions by bank credit assessors who may lack experience. If a consumer approaches the lender directly, there is no one to cross-check policies and decisions, which could potentially lead to a decline and negatively impact their credit report if not rectified.