Mortgage Broker North Lakes
North Lakes offers a charming and beautiful suburb to live in; here, you can explore some of the best amenities and services of all suburbs in the Moreton Bay region while you’re close to the Brisbane Airport and the Sunshine Coast.
If you’re looking to buy a property in North Lakes or Brisbane and need financial advice, we are your team at Mint Equity. As the best mortgage broker in North Lakes, with multi-award wins across different industries, we are committed to helping our clients get their dream homes hassle-free.
Buying a property in Australia can be overwhelming, but with our expertise, we provide the tools to make an informed decision, helping clients compare different home loans, get the best mortgage rates and choose the best home loan.
Our Mint Equity team can help you
Access to over 40 lenders with 100’s of home loan products.
Our services are free of charge.
Over 28 years banking and finance experience including home loans, investment loans, business loans, SMSF loans and car loans.
Appointment times to suit you either via the phone, or video conference. We can also assist you without meeting face to face if you live outside of Sydney, interstate or overseas.
Relationship based service, we’ll look after you now and in the future not just for the loan processed.
Our home loan brokers in Brisbane manage the entire home loan application and provide you with mortgage comparison, the best mortgage rates, ensuring you know all the bank’s fees and charges, correct loan repayments and ensure your selected features like redraw facilities and offset accounts are correctly linked to your home loan in Brisbane.
Phone, email and SMS updates throughout the home loan application process, so you know exactly what is going on.
We re-price your variable interest rate every six months to make sure the bank is always offering you the best interest rate. We let you know when your interest-only or fixed rate home loan in Brisbane is due to expire, so you have time to get a better deal.
We monitor the value of your property so you’ll know when there is equity available or when you can release the guarantors on your home loan.
Our mortgage brokers hold the highest level of mortgage broker qualifications.
Our services as a mortgage broker in North Lakes Brisbane
We offer comprehensive home loan solutions tailored to your needs. We aim to assist you in securing the ideal mortgage for your dream home.
For those embarking on the journey of homeownership for the first time, Mint Equity provides guidance and support throughout the process. We understand the challenges first-home buyers face and aim to make the experience as smooth and rewarding as possible.
We offer tailored solutions to help your business thrive, providing financial assistance for expansion, investments, or operational needs.
Navigating the complexities of commercial property investments requires expertise. At Mint Equity, we specialise in securing financing options suitable for commercial properties, ensuring you meet your investment goals.
SMSF (Self-Managed Super Fund)
Planning to invest through your SMSF? We guide you through the process and provide tailored financial solutions that align with your retirement goals and investment strategies.
Looking to improve your current financial situation? Our refinancing services help you explore better loan options, potentially lowering interest rates, consolidating debt, or accessing equity.
Why trust a mortgage broker in north lakes queensland?
Buying a property implies a process that can be overwhelming and complicated. To help our clients overcome this, our expert team of brokers can assist. Whether you’re a first-time buyer or a property investor we have the expertise to provide valuable guidance in the process, taking away from clients the burden and complications.
Understanding your short and long-term financial objectives is pivotal. By discussing these goals, we clearly understand your needs, aiming to minimise fees, charges, and lenders' mortgage insurance (LMI) costs.
We’ve gained expertise by working with the bank sector for decades, and that’s why we tailor our services depending on our clients’ cases and their property goals, making you end up with the best mortgage rate in the market.
In addition, we are committed to securing your mortgages and finances as fast and smoothly as possible, aiming to get pre-approval promptly, in some cases in 24 hours.
cOMPARE MORTGAGES AND HOME LOANS
Securing a property has never been easier with our North Lakes Mortgage brokers. At Mint Equity, we simplify the process for you, providing reliable mortgage comparisons to help you find the perfect rate and deal for you. With access to over 40 lenders and multiple products, our proprietary software directly links to banks
When assessing your borrowing capacity and loan suitability, we provide insights into how banks calculate repayment abilities. Furthermore, if necessary, we offer guidance on how credit cards and their limits impact your borrowing capacity
HOME LOAN CALCULATOR
Additionally, we personalise your repayment estimations using a repayment calculator, factoring in any extra repayments or final loan adjustments when utilising an offset account.
Our home loan calculator provides clarity regarding your borrowing capacity and potential repayments. However, it's important to note that each lender operates differently, utilising their own unique home loan calculator embedded with distinct policy restrictions.
Get lending advice with no cost at Mint Equity
Using Mint Equity as your mortgage broker in North Lakes Qld comes at no cost to you. Our fees are covered by the lender you choose, making our services entirely free for you.
Whether diving into your initial home loan, exploring finance options, or expanding your property investments, joining forces with Mint Equity means gaining support from a team boasting over 28 years of profound banking and lending expertise.
Let’s speak and explore the perfect home loan tailored to your unique circumstances.
Meet the Mint Equity Team
If you’re ready to get some assistance from experts in the banking and finance space, we look forward to meeting you.
Our lender panel
As a full service mortgage broker, it’s important that we offer as many lender and product options to our clients as possible. That’s why we have ensured we are accredited with over 40 lenders, offering our clients 100’s of products.
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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Our head office is based on the Central Coast, however were able to service all parts of Australia and for clients living overseas.
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If you’re overseas or not living in Sydney or the Central Coast, we are still able to help. The digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those outside of the Central Coast area.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.