We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.

We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).

Our head office is based on the Central Coast, however were able to service all parts of Australia and for clients living overseas.

If you’re overseas or not living in Sydney or the Central Coast, we are still able to help. The digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those outside of the Central Coast area.

We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.

If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.

Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.

Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.

Mortgage brokers provide a valuable service for people searching for a home loan, especially first home buyers. Brisbane mortgage brokers can make the process of getting a loan easier, smoother and, in most cases, cheaper than going directly to a bank. Over 50% of all home loans in Australia are arranged by a mortgage broker.

Most mortgage brokers don’t charge a fee for their service as they are remunerated by the lender you choose once the loan settles. A small percentage of mortgage brokers do charge a fee, but they must provide the client with a Credit Quote at the beginning of the relationship that details what the fee is. Therefore, you need to ask about this upfront while shopping around for the best mortgage broker in Brisbane.

Mortgage brokers are remunerated by the lender the client selects and the commission is separated into a payment made at settlement (called up-front) and a small recurring payment (called trail) paid monthly for the life of the loan. The trail payment is to cover the operational costs of ongoing client management to ensure the mortgage broker continues to service the client and regularly reviews their client’s interest rate to ensure they get the best interest rate.

When you start searching for mortgage service providers, it’s likely you’ll come across major banks (the big 4), second-tier lenders, regional banks, online lenders and also mortgage brokers.

When shopping for a mortgage loan, it comes down to personal choice. If you feel more comfortable going directly to bank you know of or have an existing relationship with, then that may suit you. However, mortgage loan options have expanded considerably over the last 10 years and there are literally 100’s of mortgage products to choose from. The benefit of using a mortgage broker is that it’s their job to sift through all the lenders and products to find a mortgage loan that suits your requirements and objectives. In some cases, a mortgage broker may have access to discounted interest rates, cash back promotions or faster turnaround times, than going direct to a bank.

Mortgage brokers are also bound by the ‘Best Interests Duty’ legislation, which means they must provide their clients options that are in the client’s best interest. Whereas banks aren’t required to meet the ‘Best Interests Duty’ legislation, as they can only offer their own products and interest rates.

Working with a Brisbane mortgage broker can mean gaining access to various lenders and loan programs. This gives you more chances of finding ones that offer the best rates and charge the lowest fees. If your borrowing situation requires some outside the box thinking, working with a mortgage broker could be more advantageous as well.

However, if your goal is to get the best rates and lower fees, finance brokers in Brisbane can help you more in this area. Remember to check the mortgage broker’s experience to make sure you work only with the best mortgage brokers in Brisbane.

A mortgage broker’s experience and background are extremely important if you are to find the best home loan. The best mortgage broker in Brisbane is not only knowledgeable of the market but also highly experienced. This means they are familiar with loan application processes and have a deep understanding of the intricacies involved with the different loans available.

They would also have a bigger network of reputable lenders and can help hasten things along so your loan can get approved sooner rather than later. They can guide you expertly throughout the entire loan application process so everything goes smoothly, more quickly and with minimal stress on your part.

It’s easy enough to do a Google search for the best mortgage broker in Brisbane or Australia to get a home loan or arrange for refinancing your existing home or investment loan. But how do you know that you’ve finally found the one?

Some of the things you can do to ensure you’re working with a reputable Brisbane mortgage broker include checking online for recommendations, reviews or testimonials about their service or track record. Every mortgage broker needs to display their credit license details on their website and documentation, so always check those details. You should assess their general online presence and see how they respond to comments and inquiries posted on their social media pages.

The duration of loan application processing depends on each lender and application requirements – some work fast, while others take their time. In order to speed up your application process, it’s important to have all of your documentation ready for your loan submission. Providing missing documentation at a later date will slow down the process. Every lender has different turnaround times, with approvals ranging from between 2 days and 6 weeks. Working with a Brisbane mortgage broker will ensure you are aware of approval turnaround times before you apply so you can choose the fastest lender if your loan is time critical.

If you’re looking for the best mortgage broker in Brisbane to assist you, please calculated, processed, approved and released as soon as possible.