Multi-award-winning Gold Coast mortgage broker providing clients with a premium home loan service at no cost
Living and investing in property on the Gold Coast has becoming increasingly popular over the last few years. Gold Coast median house prices have risen significantly with the area’s lifestyle and sunny weather proving a welcome relief following the lockdowns imposed by the government. As more employers have been accepting of remote and WFH work, more people from Sydney particularly have moved interstate to take advantage of the Gold Coast’s beautiful beaches and holiday atmosphere, at a cheaper cost for a home. In fact, the Gold Coast has recently been named in the Top 10 most welcoming cities in the world.
As such, the demand for experienced, proactive and knowledgeable mortgage brokers on the Gold Coast has also increased. With property prices fluctuating with due to high demand and increases in mortgage interest rates, it becomes even more important to work with the best mortgage broker on the Gold Coast in Queensland.
Best mortgage broker on the Gold Coast builds long lasting client relationships
Mint Equity is a highly recommended and five star rated Gold Coast mortgage broker, winning multiple industry awards and gaining a reputation for building long lasting client relationships by providing proactive and responsive service and mortgage solutions. Being proactive is key for a Gold Coast broker, as the best way to remove the pain points for home and business owners sourcing mortgages and finance is to be ahead of the game. In the Gold Coast market, buyers need to move quickly and it’s our experience and pre-emptive approach that gives us the edge in being able to compare home loans for our clients to get them the best mortgage rates. Understanding the Gold Coast property market and your financial requirements means we’re able to provide our clients a mortgage comparison from over 100 products from 40 lenders and guidance to help them select the right home loan products for the best chance of approval. When selecting the best mortgage broker on the Gold Coast for your needs, it’s important that the mortgage broker has both extensive industry experience and knowledge of the Gold Coast property market, so they are able to mitigate any potential concerns that the lender or property valuer raises.
Mortgage brokers in Gold Coast should be able to offer you everything Mint Equity provides for their clients;
Access to over 40 lenders with 100’s of home loan products.
Our services are free of charge.
Over two decades of banking and finance experience including refinancing, home loans, investment loans, business loans, SMSF loans and car loans.
Appointments 7 days a week at a time that suits you and at your preferred location. We can also assist you without meeting face to face if you live outside of Gold Coast, interstate or overseas.
Relationship based service, we’ll look after you now and in the future not just for the loan processed.
We manage the entire home loan application and provide you with mortgage comparison, the best mortgage rates, ensuring you know all the bank’s fees and charges, correct loan repayments and ensure your selected features like redraw facilities and offset accounts are correctly linked to your home loans.
Phone, email and SMS updates throughout the home loan application process, so you know exactly what is going on.
Free buyer support services to help you find your dream property
We re-price your variable interest rate every six months to make sure the bank is always offering you the best interest rate. We let you know when your interest-only or fixed rate home loan is due to expire, so you have time to get a better deal.
We monitor the value of your property so you’ll know when there is equity available or when you can release the guarantors on your home loan.
We hold the highest level of mortgage broker qualifications. Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
Find a mortgage broker on the Gold Coast
We are incredibly proud to say referrals and recommendations are the largest source of business to Mint Equity, and as a mortgage broker on the Gold Coast our reviews back that up. We’ve worked hard on becoming a recommended Gold Coast mortgage broker which means we have the responsibility to deliver high service standards to ensure we look after our clients both in the short and long term. We know our clients are the best advocates of our services, and our relationship business model ensures no client feels as if they were just a loan being processed. As independent mortgage brokers in Gold Coast, we are not a franchise, which enables us to create our own brand, ethos and business approach to provide our clients with an alternate option when they need a mortgage broker. We offer a personalised service that isn’t restrictive like going directly to a bank, online lender or a franchised Gold Coast mortgage broker where knowledge and experience is a secondary consideration.
Our finance brokers can help you learn what home owner grants in QLD are available to you to make it easier to buy a home. We’ll also help answer any questions you have with applying for a loan or looking at the market.
As Gold Coast finance brokers let us help you refinance your home loan, use or free up equity, or find ways to reduce other debt costs with debt consolidation.
Investing in property can be a part of how you invest in your superannuation. We can help you understand what is involved in an SMSF loan and assist you in setting one up to buy investment properties on the Gold Coast for your SMSF portfolio.
The Gold Coast attracts a lot of business for tourism, hospitality and recreation. Let us assist you in navigating the commercial property loan market with clear, thorough advice.
Buying property on the Gold Coast
The Gold Coast is full of amazing suburbs to live or invest in. From the eclectic Burleigh Heads, Mermaid Beach, and Coolangatta to the sophisticated Main Beach, Broadbeach, Paradise Point and Sanctuary Cove, there are so many great areas to live, play and generate income. Whilst beachside suburbs have seen Gold Coast median house prices increase significantly, there are still great suburbs where it’s possible to get great value for money. Burleigh Waters, Robina, Mermaid Waters, Broadbeach Waters, Ashmore and Coomera all provide excellent opportunities for first home buyers or seasoned buyers and investors.
Meet our Gold Coast Broker Team
Mint Equity is recognised across Australia, having won multiple awards for business excellence over its years of operation – resulting in a reputation as one of the top mortgage brokers Gold Coast. We work closely with clients either living or looking to purchase on the Gold Coast. We are able to provide our services from either our Gold Coast office or our head office based on the Central Coast, or via video conference, email or phone – the choice is up to you.
The extra benefit about working with the Mint Equity team is you won’t need to factor in any costs for our services as our remuneration comes directly from the lender once the loan is settled. Our services make choosing a home loan a much easier process.
Our lender panel
As a Gold Coast mortgage broker, it’s important that we offer as many lender and product options to our clients as possible. That’s why we have ensured we are accredited with over 40 lenders, offering our clients 100’s of products. Whilst we identify the best lender options for you, you can play around with loan amounts and repayments using our home loan calculators.
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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Our head office is based on the Central Coast, however were able to service all parts of Australia and for clients living overseas.
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If you’re overseas or not living in Sydney or the Central Coast, we are still able to help. The digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those outside of the Central Coast area.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.