Main Beach Mortgage Broker
Owning a home or investment property is a dream shared by many Australians. However, navigating the loan marketplace and getting approval is an intimidating, challenging and time-intensive endeavour if you’re like most people and don’t have a lot of experience or knowledge when it comes to the banks.
Here is where an independent mortgage broker such as Mint Equity can come in.
We make this step in the property-buying process simple. As your mortgage broker in Main Beach it is our role to navigate financial jargon and policy terms, stay on top of interest rate changes and keep you updated with the best options across 100+ home loans for your circumstances and goals.
Buying in main beach, gold coast, queensland
Tedder Avenue, Main Beach
As one of the Gold Coast’s premium suburbs, Main Beach can be an excellent place to live or invest in, particularly for the tourists and Aussie families on vacation that it pulls in. There are a lot of reasons why many people want to stay or spend time in this sunny coastal suburb.
The suburb is surrounded by sea, beaches, and covered in a lot of parklands. It is also home to a strong cafe culture along Tedder Avenue and one of the Gold Coast’s famous theme parks: Sea World. Main Beach offers a range of luxurious apartments, villas, and houses. As a result of the location, many homes have breathtaking views of the ocean and are in close walking distance to cafes, restaurants and other facilities.
The advantage of the best mortgage broker in main beach
We’re an award-winning brokerage firm with offices in Brisbane and Sydney. We owe our success to the personal and independent approach as well as the referrals of our past clients. Unlike a franchise model, we’re not bound to policies that don’t serve our clients.
Our Main Beach mortgage brokers at Mint Equity instead follow a relationship-based model. We learn about your goals, financial situation and other circumstances that can affect your financing to look after you, not just now, but in the future.
How we can help
Mint Equity can assist you with home loan comparison, accessing your personal incentives to reduce your burden, and preparing your loan applications to get fast pre-approvals.
As a Gold Coast Mortgage Broker, we know that navigating financial products to help you fulfil your goals can be challenging, but you count on our brokers to break down the process and terminology into simple sense.
At Mint Equity, our Main Beach mortgage brokers are remunerated by the lender or bank you select, so our services are free.
The Mint Equity Home Loan Calculator
Seeking financial assistance but unsure about where to begin? You can consider using our Home Loan Calculator.
This is an invaluable tool we’ve created that can offer insight into important financial figures for securing or restructuring a loan, such as your borrowing capacity, loan repayments, and other property-buying costs.
It is important to remember that policies differ between lenders and that the calculator may not take your circumstances in mind with results. For this reason, it is vital to contact a mortgage broker on Main Beach when you are looking to learn more to secure a loan.
Home Loan Comparison from 40 Lenders
We take a proactive approach in comparing home loans and keeping updated with 100s of these financial products in the loan market. We frequently talk with the big four banks and many other lenders to understand different loans and stay on top of any changes.
With over 28 years of banking and financial experience, our brokers at Mint Equity know what to look out for, to advise you to help you secure your best chance of pre-approval and not overextend yourself.
Contact our team of mortgage experts
Visit us in person or book an online consultation
If you’re ready to get some assistance from experts in the banking and finance space, we look forward to meeting you. You can choose to book an in-person visit with us at our Gold Coast office, or book a Zoom appointment to talk to a mortgage broker one-on-one about your financial goals and needs. Alternatively, click the button below and we’ll be in touch to discuss your requirements.
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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Our head office is based on the Central Coast, however were able to service all parts of Australia and for clients living overseas.
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If you’re overseas or not living in Sydney or the Central Coast, we are still able to help. The digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those outside of the Central Coast area.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.