Trusted mortgage broker serving Palm Beach locals
Are you looking to secure your dream home in Palm Beach, Queensland? With its stunning beaches, vibrant community, and the allure of the Gold Coast lifestyle, the property market here is booming. It's no surprise that Palm Beach has become a sought-after location for homebuyers and investors alike.
Navigating the real estate market in Palm Beach can be daunting, especially in a region known for its rapid and seasonal changes. That's where our expert Palm Beach mortgage brokers come in. At Mint Equity, we offer a premium home loan service at no cost to you. Our mission is to simplify the home-buying process for you and help you secure the best mortgage rates available.
How we can help
We can assist you with choosing a home loan that reduces your burden whilst keeping your financial situation and objectives in mind.
If you’re looking to buy your first home, you may have some financial incentives available to make the process easier. Along with a lot of questions. Our mortgage brokers in Palm Beach (Queensland) can assist you with support navigating the property market for the first time and attaining financial grants to reduce costs.
Our brokers can assist you in navigating the risks, challenges and opportunities unique to commercial property loans and purchases. We’ve assisted businesses, investors, SMSFs, medical and health professionals, and trusts in finding a suitable financing solution.
Refinancing can help alleviate the pressure of your mortgage repayments, reduce your other debts or use available equity for a renovation, extension or new property purchase. We’ve helped save one client $32,000 per year in the past, find out more about how refinancing works and how we can help you.
Investing in property may be a viable option for you to accumulate wealth in the future. You can put this into your superannuation found through an SMSF, however, rules around these loans and investments are strict. Our Palm Beach mortgage brokers can assist you with navigating the SMSF loan market in Palm Beach QLD, with insight targeted towards your goals and needs.
The Palm Beach (QLD) Property Market
181 Jefferson Lane, Palm Beach, Qld 4221
Palm Beach, Queensland, is a hip and happening suburb that offers both the beauty of the beaches, parks and natural sights of the coast with an exciting urban lifestyle. It’s been a popular place for families, retirees, and investors looking for a holiday house or apartment. Its properties’ prices as of 2023 have been on a gradual decline.
It’s also just one of the many beautiful suburbs on the Gold Coast. Whether you're looking for the relaxed vibe of Burleigh Heads, the sophistication of Main Beach, or investment opportunities in suburbs like Robina and Coomera, our Gold Coast mortgage brokers have got you covered with expert advice.
Why Choose Mint Equity as your Palm Beach Mortgage Broker
Local knowledge
We understand the unique dynamics of the Palm Beach property market. Our local expertise means we can anticipate market shifts and provide you with tailored mortgage solutions.
Proactive approach
In a competitive market, timing is crucial. We proactively stay ahead of the game to ensure you get the best mortgage rates. We know that buyers in Palm Beach often need to move quickly, and we're here to make that happen.
Extensive options
With access to over 40 lenders and hundreds of home loan products, we offer you a wide range of choices. We'll guide you through the options to find the perfect home loan for your needs.
Personalised service
We're not just here for the short term. Our relationship-based approach means we'll support you now and in the future. We'll ensure your home loan aligns with your financial goals and continues to meet your needs. This is why we believe we’re one of the best mortgage brokers in Palm Beach.
The Mint Equity Home Loan Calculator
Thinking about looking at properties and loans? A great first step is using our Home Loan Calculator to get more insight into the financials.
Work out estimates for your borrowing capacity, stamp duty, monthly repayments, and more. To get the best actionable insight, we recommend talking to a financial professional who can also take in mind your unique situation.
Home Loan Comparison from 40 Lenders
We take a proactive approach in comparing home loans and keeping updated with 100s of these financial products in the loan market. We frequently talk with the big four banks and many other lenders to understand different loans and stay on top of any changes.
With over 28 years of banking and financial experience, our brokers at Mint Equity know what to look out for, to advise you to help you secure your best chance of pre-approval and not overextend yourself.
Contact our team of mortgage experts
Visit us in person or book an online consultation
If you’re ready to get some assistance from experts in the banking and finance space, we look forward to meeting you. You can choose to book an in-person visit with us at our Gold Coast office, or book a Zoom appointment to talk to a mortgage broker one-on-one about your financial goals and needs. Alternatively, click the button below and we’ll be in touch to discuss your requirements.
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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Our head office is based on the Central Coast, however were able to service all parts of Australia and for clients living overseas.
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If you’re overseas or not living in Sydney or the Central Coast, we are still able to help. The digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those outside of the Central Coast area.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.