Your expert and trusted mortgage broker in Southport

Choosing the right mortgage broker is crucial. At Mint Equity, we've been recognised as a multi-award-winning mortgage broker, proving our dedication to excellence.

In addition, our services as a mortgage broker in Southport Gold Coast are free, as the lender you choose will remunerate us; our priority is facilitating fast pre-approvals, empowering you to take the right property when it becomes available quickly.

buying property in Southport

If you are struggling with the purchasing process and have many questions, don’t worry; we’re here to help. By addressing your concerns and streamlining the entire process, we aim to eliminate the complexities associated with property purchase, enabling you to make informed decisions confidently. 

As the best mortgage broker in Southport, we diligently work to secure the most competitive rates available in the market for you. We take the time to understand your specific needs, financial goals, and circumstances. Then, we meticulously assess your situation to craft customised solutions, ensuring you receive advice and support that aligns perfectly with your requirements.

Mortgage brokers in Southport, Gold Coast should be able to offer you everything Mint Equity provides for their clients;

• Access to over 40 lenders with 100’s of home loan products.

• Our services are free of charge.

• Over two decades of banking and finance experience including refinancing, home loans, investment loans, business loans, SMSF loans and car loans.

• Appointments 7 days a week at a time that suits you and at your preferred location. We can also assist you without meeting face to face if you live outside of Gold Coast, interstate or overseas.

• Relationship based service, we’ll look after you now and in the future not just for the loan processed.

• We manage the entire home loan application and provide you with mortgage comparison, the best mortgage rates, ensuring you know all the bank’s fees and charges, correct loan repayments and ensure your selected features like redraw facilities and offset accounts are correctly linked to your home loans.

• Phone, email and SMS updates throughout the home loan application process, so you know exactly what is going on.

• Free buyer support services to help you find your dream property

• We re-price your variable interest rate every six months to make sure the bank is always offering you the best interest rate. We let you know when your interest-only or fixed rate home loan is due to expire, so you have time to get a better deal.

• We monitor the value of your property so you’ll know when there is equity available or when you can release the guarantors on your home loan.

• We hold the highest level of mortgage broker qualifications. Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.

Home loan calculator

Our home loan calculator has been crucial in assisting clients to forecast their expected borrowing capacity, payments, and potential savings when gearing up to purchase a property. Whether comparing home loans or assessing a property's impact on taxes, our calculator estimates your borrowing capacity, buying costs, and other essential amounts, contributing to refining your investments. 

It's important to highlight that these serve as estimates, and for comprehensive advice tailored to your case, consulting a broker is necessary. A broker can consider your unique situation and the variations among lenders, providing you with the best-suited guidance. However, this tool simplifies the estimation process, effectively empowering you to plan and budget for your future investment.

Mortgage comparison

Easily compare diverse mortgage options using our mortgage comparison tool. With access to an extensive list of over 40 lenders and various products, our specialised software directly interfaces with banks, facilitating the selection process for owner-occupied and investment loans.

We aim to alleviate the stress, facilitating an easier search for the optimal home loan.  This detailed analysis outlines the most favourable mortgage and comparison rates available. Additionally, we can estimate your repayments through a repayment calculator, providing information about extra payments and final loan adjustments. 

When we evaluate your borrowing capacity and loan requirements, we clarify how financial institutions assess your ability to repay the loan in case of application. We also offer guidance on how credit cards and their limits may impact your borrowing capacity, if necessary.

Mint Equity is recognised across Australia, having won multiple awards for business excellence over its years of operation – resulting in a reputation as one of the top mortgage brokers Southport. We work closely with clients either living or looking to purchase on the Gold Coast. We are able to provide our services from either our Gold Coast office or our head office based on the Central Coast, or via video conference, email or phone – the choice is up to you.

The extra benefit about working with the Mint Equity team is you won’t need to factor in any costs for our services as our remuneration comes directly from the lender once the loan is settled. Our services make choosing a home loan a much easier process.

Secure the best home loan with Mint Equity

We invite you to take the first step towards securing your dream property. Our dedicated team is ready to assist you throughout the process, ensuring a smooth and hassle-free experience. Contact us today for expert advice and personalised solutions tailored to your needs.

Remember, your property journey doesn't have to be overwhelming. Let Mint Equity be your partner in achieving your homeownership dreams. Request a quote today and experience the difference a trusted mortgage broker can make!