Mortgage Broker in Crows Nest
Just 5 km from the Sydney CBD and around many highly rated restaurants and breathtaking vantage points, Crows Nest offers an incredible place to live. But for the layman trying to break into the Crows Nest property market, navigating the constantly changing property demands and interest rates isn’t easy.
That’s where a mortgage broker in Crows Nest can really help. Mint Equity is an independent mortgage broker located around the Crows Nest and Lower North Shore area.
In these demanding times, you need both the clarity and readiness to act decisively once the right opportunity presents itself and before it leaves.
Buying property in Crows Nest, Sydney
Everybody wants a piece of Sydney’s Property Market. There are many areas that offer a slice of the sweet village-living life next to Sydney’s popular attractions, restaurants, and lookout points - one region is Sydney’s Lower North Shore.
Crows Nest NSW 2065 represents one of the more accessible points in the Lower North Shore property market. Making it not just a great place to live, go out and enjoy less long commutes to and from the office. However, as the market constantly changes and as the RBA puts interest rates up, getting into the Crows Nest property market is an ever more competitive endeavour. One that could use some local expertise in finance and property.
We bring a lot of local knowledge of the suburb's property market, loans and lenders. Furthermore, our Crows Nest brokers have our finger on the pulse whenever changes happen. Meaning we’re able to keep atop all the updates whenever something happens, to help you meet your financing goals.
our services
Mint Equity is an independent mortgage broker near Crows Nest. As an independent firm, we have the freedom to offer a more personal and transparent service that puts our customers first.
Our services are always free. We’re remunerated by the lender you select.
If this is the first time you’re buying a home, it’s easy to be overwhelmed with all the information that’s out there: both of what you need to know and what incentives are available to you to make this next step in your life easier. As Crows Nest brokers, we’re able to help you with easy to understand guidance to find out your borrowing capacity and what your options are to best achieve your objectives.
Refinance
Refinancing may be able to free up equity to renovate your home or purchase an investment property. But that’s not all the possibilities that refinancing can offer. Our Crows Nest brokers may be able to assist you in reducing your debt, your mortgage repayments or going to a different lender for a better deal after a fixed period rate expires.
SMSF Loans
Our Crows Nest finance brokers can assist locals in Crows Nest set up a Self Managed Super Fund with a LRBA lender, to get pre-approval and settlement for investment properties for your super.
Buying commercial property come with different risks and benefits than a residential property. Our mortgage brokers have assisted many property investors and business owners purchase commercial properties in the Lower North Shore, and we can also assist you.
With so many home loans available to those looking to buy in Crows Nest, it can be easy to get confused on what options to choose. Not just the type of loan but with the specific features and lenders. As Crows Nest mortgage brokers we’ll assist you with navigating 100’s of financial products to consider the best possible options for your situation and objectives.
Recommended Mortgage Broker in Crows Nest
At Mint Equity, we are proud to say that we are a multi-award-winning mortgage broker in Sydney. However, the way we count our real success is through the victories of our clients. To us, this is the centre of everything that we do.
As mortgage brokers in Crows Nest, we offer a personalised service instead of sticking to a rigid franchise model. We take your life stage and financing goals in mind to create highly personalised criteria for choosing a home loan and providing buyer support services.
Mint Equity has created its own brand, ethos and business approach - we put our customers first.
Meet our Crows Nest broker team
Compare mortgages and home loans
Our Crows Nest mortgage brokers compare 100’s products between over 40 lenders in the loan market in lower Crows Nest and across surrounding regions. Understanding your objectives and how they can work within your life circumstances allows us to work with you to find a solution that best reduces additional fees and costs when buying a home, such as Lenders Mortgage Insurance.
Our Crows Nest brokers will also help you understand what your repayments will look like, and how any additional repayments can help shorten your loan with our home loan calculator.
We will also help you understand how the banks calculate borrowing capacity and how credit affects this, so you can have more confidence to apply.
Home loan calculators
Our home loan calculator helps give you estimates on important figures when it comes to purchasing a home or investment property. Please note that policies between lenders are different, and these calculators alone cannot consider your circumstances.
Therefore, it is always best to contact a mortgage broker to get information and recommendations that holistically consider your objectives and situation.
BENEFITS OF CHOOSING MINT EQUITY
OUR SERVICES
Our services are free, as we’re remunerated by the lender you select.
Our services are free, as we’re remunerated by the lender you select.
We have over 20 years experience in finance, including residential, commercial and SMSF lending. So you only need to deal with one person for every loan.
We have experience working in credit and understand how credit thinks so we can help you improve your chances of securing approval.
We’re with you every step of the way - from your planning and initial thoughts, through the application process to settlement and beyond.
We don’t pressure our clients into taking unnecessary products in order to hit targets. That’s not our style.
We have personality, energy and are easy to deal with.
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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We are able to service all parts of Australia and for clients living overseas.
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No, the digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those across the whole of Australia.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.