Woollahra Mortgage Broker
As experienced mortgage brokers in Woollahra with 23 years in working for the banks, we understand the importance of a smooth and hassle-free mortgage process. That's why we take the time to listen to your individual needs and provide personalised recommendations to ensure that you get the best mortgage for your unique financial situation. Our proactive approach and access to over 40 lenders and a variety of home loan products give us the ability to compare and find the most competitive rates and terms available.
Speed is of the essence for buyers in the limited but highly coveted Woollahra property market.
Let Mint Equity help you move quickly and confidently with our mortgage comparison service and expert guidance. Contact us today, and let us help you find the perfect mortgage solution.
RECOMMENDED MORTGAGE BROKER IN Woollahra
As a highly recommended mortgage broker in Woollahra, we understand it is our positive and long-lasting relationships with clients built up through our proactive and transparent approach behind our success.
That's why instead of working through a franchise, we have created our own brand, ethos, and business approach to provide an alternate and independent option for those in need of a mortgage comparison. It lets us serve you in our own way. We always treat our clients as individuals first and foremost. Making sure you are kept abreast of the process and updated regularly so that you can be secure in your financial decisions whilst navigating the lower North Shore loan market.
It's why Sydneysiders trust Mint Equity for a mortgage experience that puts their needs first.
Buying in Woollahra
As a leafy affluent suburb that’s close to the city with a peacefully quiet village-like feel, if you want to live in Woollahra, you’re not alone.
And with so many parks, restaurants, shops, and bars, as long as its proximity to the Sydney CBD and Bondi Junction’s shopping district, it supports a lifestyle where you never have to go far for the day to day, or to have some fun with family and friends. Because of these reasons, those who move into the area rarely want to leave. This means many people are switching between properties to size down or upgrade into a nicer property in this dream location.
Woollahra’s property market holds large stately 5-bedroom estates with lots of floor space, roomy modern apartments and heritage terrace homes.
WHY SEE A MORTGAGE BROKER IN WOOLLAHRA?
If you are looking to buy into the Woollahra property market, it is highly recommended that you seek the advice and assistance of a Woollahra broker.
A local mortgage broker, such as Mint Equity, will have a deep understanding of the Woollahra property market and can provide valuable insights and recommendations to help you make informed decisions to have the best sustainable outcomes from your financing. They will also be familiar with the various lenders and mortgage products available in the local area, allowing them to find the most competitive rates and terms for you.
free HOME LOAN CALCULATORs
Understanding how much you can borrow is one of the sticking points when it comes to securing a home loans and purchasing a home. This is why as brokers we’ve taken it as our responsibility to provide you with clear and actionable resources to give you estimates to help you get started.
We have a collection of calculators for:
When you are preparing to buy
Comparing loans
Calculating your tax and income
When using home loan calculators, it is important that they may not take your proper situations in mind or accurately account for particular lender policies out there. Therefore we recommend that you always follow up these estimates with a consultation with a mortgage broker with a good network of vendors that understands the local market.
BENEFITS OF CHOOSING MINT EQUITY
Our services are free, as we’re remunerated by the lender you select.
We have over 20 years experience in finance, including residential, commercial and SMSF lending. So you only need to deal with one person for every loan.
We have experience working in credit and understand how credit thinks so we can help you improve your chances of securing approval.
We’re with you every step of the way - from your planning and initial thoughts, through the application process to settlement and beyond.
We don’t pressure our clients into taking unnecessary products in order to hit targets. That’s not our style.
We have personality, energy and are easy to deal with.
Meet the mint Equity team
Our role as a recommended mortgage broker in Woollahra is to work with clients to identify the most suitable mortgage in Sydney and finance options from a portfolio of products from the big-four banks and multiple second-tier lenders to meet the objectives of your financial situation. We simplify the process for our clients, taking care of all the necessary administration tasks, which include the paperwork, application process, and the final settlement. In a tight and fast-moving property market, you need to move quickly. That's where the Mint Equity team hit their stride. Finding a mortgage broker in Woollahra who not only knows all the ins and outs of home loans but is responsive and proactive is beneficial as we can fast-track and streamline the application for our clients.
Frequently Asked Questions
-
We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
-
Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
-
We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
-
We are able to service all parts of Australia and for clients living overseas.
-
No, the digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those across the whole of Australia.
-
We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
-
If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
-
Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
-
Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.