Best mortgage broker in Mermaid Waters
Gold Coast living has become the dream for many over the last previous years. With the warm weather, beautiful beaches and metropolitan lifestyle, there’s no wonder why many people with the option of working remotely have made Brisbane’s favourite coastline their home or next investment property.
Mermaid Waters offers gorgeous sights of the hinterlands and beaches, and offers a lot of shops, restaurants and amenities to provide a holistic lifestyle. It’s also one of the Gold Coast suburbs that offer a lot of great value for money, but you need to be swift.
That’s where Mint Equity comes in. Our Mermaid Waters mortgage brokers offer fast and thorough mortgage comparisons of 100’s of home loan products to help you find the most suitable solution and gain pre-approval as soon as possible.
Mortgage brokers near mermaid waters who put you first
Mint Equity is an independent brokerage firm in Mermaid Waters and not a franchise. This means we’re able to provide a more personalised service and not one limited by someone else’s terms. We’re not restricted to certain options or incentivised paths like a bank; instead, we make recommendations that take your goals and circumstances in mind.
We’re also proud to say that as a mortgage broker on the Gold Coast, we’ll provide you with local experience and knowledge of the area to help you in your Mermaid Waters property search.
Find a mortgage broker in Mermaid Waters
Our clients are the best advocates of our brand, and as such it is on us to meet those continual expectations of a high level of service for each new and returning customer. With our relationship-based service and business model, we’re never satisfied until you reach the best outcomes for your property and finance goals.
That’s why Gold Coast homeowners and investors rely on Mint Equity.
Our Services:
FREE Home loan calculator
As mortgage brokers, gaining insight into your future loan repayments and extra costs in buying a home is just one of the key things you can count on.
Get help getting started on the right foot by using our Home Loan Calculator. It will help you understand what the most important terms of your home loan and financing will look like, such as your borrowing capacity, stamp duty and repayments.
Benefits of choosing Mint Equity
Access to over 40 lenders with 100’s of home loan products.
Our services are free of charge.
Over two decades of banking and finance experience including refinancing, home loans, investment loans, business loans, SMSF loans and car loans.
Appointments 7 days a week at a time that suits you and at your preferred location. We can also assist you without meeting face to face if you live outside of Gold Coast, interstate or overseas.
Relationship based service, we’ll look after you now and in the future not just for the loan processed.
We manage the entire home loan application and provide you with mortgage comparison, the best mortgage rates, ensuring you know all the bank’s fees and charges, correct loan repayments and ensure your selected features like redraw facilities and offset accounts are correctly linked to your home loans.
Phone, email and SMS updates throughout the home loan application process, so you know exactly what is going on.
Free buyer support services to help you find your dream property
We re-price your variable interest rate every six months to make sure the bank is always offering you the best interest rate. We let you know when your interest-only or fixed rate home loan is due to expire, so you have time to get a better deal.
We monitor the value of your property so you’ll know when there is equity available or when you can release the guarantors on your home loan.
We hold the highest level of mortgage broker qualifications. Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
When should I see a mortgage broker?
Have you started looking for properties for sale in Mermaid Waters? Then it’s time to start preparing by looking for a suitable home loan and gaining preapproval with a mortgage broker in Mermaid Waters, Queensland.
As soon as you have a goal for property - whether that’s buying a home, an investment property or refinancing in light of gained equity - it’s the perfect time to start the conversation, regardless of whether you need a Brisbane broker or a Gold Coast broker.
A broker acts as your intermediary between the banks and lenders to help you navigate through the financial jargon, investigate different loan options and find a loan that’s right for you based on your current and future needs.
Visit us in person or book an online consultation
If you’re ready to get some assistance from experts in the banking and finance space, we look forward to meeting you. You can choose to book an in-person visit with us at our Gold Coast office, drop by our main office on the Central Coast or book a Zoom appointment to talk to a mortgage broker one-on-one about your financial goals and needs.
Meet the Mint Equity Team
Our lender panel
As a Mermaid Waters mortgage broker, it’s important that we offer as many lender and product options to our clients as possible. That’s why we have ensured we are accredited with over 40 lenders, offering our clients 100’s of products.
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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Our head office is based on the Central Coast, however were able to service all parts of Australia and for clients living overseas.
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If you’re overseas or not living in Sydney or the Central Coast, we are still able to help. The digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those outside of the Central Coast area.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.