Mortgage Brokers in Paradise Point (QLD)
If you’re here, then we’re guessing you’re looking to settle down or invest in one of Gold Coast’s favourite residential suburbs, Paradise Point.
An important part of finding the perfect Paradise Point property to fulfil your dream is finding the financing or loan that will give you the keys. But it’s critical that you understand what lenders are looking for and the financial jargon when looking for a loan. So that you can get that pre-approval fast. Your loan should also keep your current needs in mind and give room to changing situations, needs and goals.
That is where Mint Equity, your independent mortgage broker in Paradise Point comes in.
We’re dedicated to helping you achieve your objectives. Pairing our extensive financial knowledge and experience in the loan brokerage process with your unique situation to find the best bespoke solution for your needs.
With a five-star rating and an independent and personal approach, we’re considered one of the best mortgage brokers in Paradise Point.
Loan Matchmaking Simplified
We take the burden out of comparing home loans and other financial products as your broker and help you select the right loan. With over 20 years of banking and financial experience, our Brisbane mortgage brokers and Gold Coast brokers understand how to navigate the process, communicate with vendors, and stay up to date with changing regulations and interest rates. In order to comprehensively compare rates, terms and opportunities that may be available to you and help give you the best deal out of your home loan.
Our team compares hundreds of financial products from 40+ lenders, including the four big banks. We stay proactive, so you don’t have to, at least around financing your goals. As your mortgage broker in Paradise Point, we’ll stay a step ahead and update you on any new changes with knowledgeable advice on your best next move.
How our Paradise Point Mortgage Brokers Can Help
As Mortgage Brokers in Paradise Point, we have in-depth knowledge concerning the Paradise Point property market. We’re not just brokers, but we’re locals with our Gold Coast office location and have a lot of experience in understanding the common challenges or pitfalls that can come up when trying to get a loan to enter the competitive but beautiful property market on the Gold Coast’s sunny coastal suburbs.
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Buying Property in Paradise Point, Queensland
19 Brittanic Crescent, Sovereign Islands, Qld 4216
Paradise Point, Queensland, is a hidden gem on the Gold Coast that offers a unique blend of coastal beauty, serene waterfront living, and a relaxed community atmosphere. This picturesque suburb is known for its stunning canals, parklands, and an array of dining options along its esplanade. Paradise Point property market can be a good place to look if you want a sub-tropical waterfront location, whether you're looking for a waterfront home, a cozy apartment, a holiday-style villa, or an investment property.
As a local and independent Gold Coast mortgage broker, we understand the nuances of the Paradise Point property market and what pitfalls to look for. We can help you know what to keep in mind with local listings and give you guidance on what to expect with the process, in addition to securing the best financing options for your dream property.
The Mint Equity Home loan calculator
Quickly estimate your monthly payments, explore different scenarios and gain clarity on your homeownership journey. Our user-friendly Home Loan Calculator is designed to put you in control of your financial planning. Get an instant estimate of your monthly payments, interest rates, and repayment schedules without any complex jargon or hidden commitments.
Please note that these calculators may not be able to consider your independent situation and objectives. For the best understanding of your financing requirements, it’s important to see a professional who is able to take your unique circumstances in mind and understand the different policies of lenders.
Benefits of choosing Mint Equity
Access to over 40 lenders with 100’s of home loan products.
Our services are free of charge.
Over two decades of banking and finance experience including refinancing, home loans, investment loans, business loans, SMSF loans and car loans.
Appointments 7 days a week at a time that suits you and at your preferred location. We can also assist you without meeting face to face if you live outside of Gold Coast, interstate or overseas.
Relationship based service, we’ll look after you now and in the future not just for the loan processed.
We manage the entire home loan application and provide you with mortgage comparison, the best mortgage rates, ensuring you know all the bank’s fees and charges, correct loan repayments and ensure your selected features like redraw facilities and offset accounts are correctly linked to your home loans.
Phone, email and SMS updates throughout the home loan application process, so you know exactly what is going on.
Free buyer support services to help you find your dream property
We re-price your variable interest rate every six months to make sure the bank is always offering you the best interest rate. We let you know when your interest-only or fixed rate home loan is due to expire, so you have time to get a better deal.
We monitor the value of your property so you’ll know when there is equity available or when you can release the guarantors on your home loan.
We hold the highest level of mortgage broker qualifications. Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
Book an obligation free discussion
If you’re ready to get some assistance from experts in the banking and finance space, we look forward to meeting you. You can choose to book an in-person visit with us at our Gold Coast office, drop by our main office on the Central Coast or book a Zoom appointment to talk to a mortgage broker one-on-one about your financial goals and needs.
Meet the Mint Equity Team
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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Our head office is based on the Central Coast, however were able to service all parts of Australia and for clients living overseas.
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If you’re overseas or not living in Sydney or the Central Coast, we are still able to help. The digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those outside of the Central Coast area.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.