Zac Peteh

4 January 2024

Home loans, Investment loans, SMSF loans, Business loans

Big banks vs 2nd tier lenders for home loans

Zac Peteh

4 January 2024

Home loans, Investment loans, SMSF loans, Business loans

Big banks vs 2nd tier lenders for home loans

Why are big banks the first choice for home loans? We take a look at what property buyers don’t get from 2nd tier lenders.

Zac Peteh

12 October 2023

Home loans, Investment loans, Business loans, SMSF loans

US dollar vs. the Australian dollar: Implications for RBA's cash rate decisions

Zac Peteh

12 October 2023

Home loans, Investment loans, Business loans, SMSF loans

US dollar vs. the Australian dollar: Implications for RBA's cash rate decisions

HSBC Chief Economist Weighs in on the Potential Market Crash and Influence of USD and AUD on RBA Cash Rate Decisions. We explore the connection between Australian cash rate movements, the USD-AUD exchange rate, and their impact on mortgage and home loans in this informative article.

Zac Peteh

28 April 2023

Home loans, Investment loans

Westpac Chief Economist predicts RBA Board to pause again at its May meeting: 3.6% now the likely cash rate peak

Zac Peteh

28 April 2023

Home loans, Investment loans

Westpac Chief Economist predicts RBA Board to pause again at its May meeting: 3.6% now the likely cash rate peak

The Chief Economist at Westpac has updated their forecast for the May RBA cash rate announcement. With inflation starting to decline, the bank is predicting the cash rate to peak at 3.6% with no further increases.

Zac Peteh

22 March 2023

Home loans, Investment loans

Could the RBA pause on April cash rate increase trigger a property market rebound?

Zac Peteh

22 March 2023

Home loans, Investment loans

Could the RBA pause on April cash rate increase trigger a property market rebound?

Economists are predicting the RBA will pause on cash rate increases in April 2023. The mere whiff of interest rates pausing or decreasing has had a very immediate effect on the property market.

Leigh Peteh

7 September 2022

Investment loans

How to reduce your investment property interest rate

Leigh Peteh

7 September 2022

Investment loans

How to reduce your investment property interest rate

Investment property interest rates are always higher than owner occupied interest rates, but now investors have the option to secure their investment home loan at owner occupied interest rates.

Zac Peteh

12 August 2022

Home loans, Investment loans

What is going on with interest rates and the property market?

Zac Peteh

12 August 2022

Home loans, Investment loans

What is going on with interest rates and the property market?

Recent RBA cash rate increases definitely made some buyers hesitate, however we’re now seeing an increase in home loan pre-approval applications, which means buyers are getting ready to re-enter the market.

Zac Peteh

26 July 2022

Home loans, Investment loans

Should I refinance when interest rates are rising?

Zac Peteh

26 July 2022

Home loans, Investment loans

Should I refinance when interest rates are rising?

It’s difficult to know when the best time to refinance is, and rising interest rates are often a trigger to start the refinance process. We take a look at how refinancing your home loan can save you money.

Leigh Peteh

14 July 2022

Home loans, Investment loans

Interest rate increases providing opportunities for buyers ahead of Spring buying season

Leigh Peteh

14 July 2022

Home loans, Investment loans

Interest rate increases providing opportunities for buyers ahead of Spring buying season

Contrary to media headlines, property values aren’t dropping as expected and experienced buyers are still buying real estate across Australia, even with increasing interest rates.

Leigh Peteh

20 October 2021

Home loans, Investment loans

Home loan lending changes – how borrowers will be impacted

Leigh Peteh

20 October 2021

Home loans, Investment loans

Home loan lending changes – how borrowers will be impacted

APRA has announced changes to home loan lending in an attempt to tackle increasing property prices. We take a look at what that means for borrowers.

Leigh Peteh

11 August 2021

Home loans, Investment loans

5 reasons why now is a good time to refinance

Leigh Peteh

11 August 2021

Home loans, Investment loans

5 reasons why now is a good time to refinance

Timing is key… when will home loan interest rates be at their lowest, and property values and income levels at their highest? We take a look at why now is a good time to refinance.

Leigh Peteh

30 June 2021

Home loans, Investment loans

5 ways to protect your home loan from interest rate increases

Leigh Peteh

30 June 2021

Home loans, Investment loans

5 ways to protect your home loan from interest rate increases

Big banks are tipping interest rates will increase sooner than expected, so how can you ensure you’re paying the lowest home loan interest rate?

Leigh Peteh

7 April 2021

Home loans, Investment loans

Are fixed interest rates on the way up?

Leigh Peteh

7 April 2021

Home loans, Investment loans

One thing that we know about low interest rates, is that they certainly drive the property market. Securing a low fixed interest rate on your home loan is key to living affordability, and it turns out a lot of buyers thought the same thing.

Leigh Peteh

1 February 2021

Home loans, Investment loans

Economy rebounding quicker than expected - are fixed rates at the bottom?

Leigh Peteh

1 February 2021

Home loans, Investment loans

Economy rebounding quicker than expected - are fixed rates at the bottom?

Fixed interest rate mortgages, which have been at record lows, could rise sooner than expected this year, as the RBA dispenses some of its COVID-related stimulus programs sooner than expected.

Leigh Peteh

26 May 2020

Home loans, Investment loans

Property markets stable despite lack of sales | Loans for purchases up 27% on last year

Leigh Peteh

26 May 2020

Home loans, Investment loans

Property markets stable despite lack of sales | Loans for purchases up 27% on last year

Property values are remaining stable amid Covid-19 restrictions showing negative economic shocks do not necessarily lead to declines in property prices.

Zac Peteh

24 June 2019

Home loans, Investment loans

How to get an investment loan at a home loan interest rate

Zac Peteh

24 June 2019

Home loans, Investment loans

How to get an investment loan at a home loan interest rate

Investment loan interest rates are on average up to approx. 1% higher than a home loan interest rate, but what if you could get both on the same low rate?

Leigh Peteh

22 May 2019

Home loans

Home loan borrowing restrictions under review

Leigh Peteh

22 May 2019

Home loans

Home loan borrowing restrictions under review

With low home loan interest rates and a slow property market, removing borrowing capacity guidelines is good for the economy and will help borrowers get into the property market.

Leigh Peteh

16 May 2019

Home loans, Investment loans

Lock it in Eddy! Slashed fixed interest rates attracting homeowners and investors

Leigh Peteh

16 May 2019

Home loans, Investment loans

Lock it in Eddy! Slashed fixed interest rates attracting homeowners and investors

With the uncertainty around the property market, homeowners and investors are firming up their property positions by locking in fixed interest rates as low as 3.49%.

Zac Peteh

8 April 2019

Investment loans, Home loans

Will interest rates drop further?

Zac Peteh

8 April 2019

Investment loans, Home loans

The RBA is unlikely to move on the current cash rate as they believe consumer spending and tax cuts will have a more immediate impact to the housing market, but banks have their own approach.

Zac Peteh

4 September 2018

Home loans, Investment loans

Who should consider an interest-only loan?

Zac Peteh

4 September 2018

Home loans, Investment loans

Who should consider an interest-only loan?

With an interest-only loan, your repayments only pay the interest that is due and do not reduce the balance of the loan. So, why is an interest-only loan suitable for some and not others?

Zac Peteh

13 April 2018

Investment loans, Home loans, Business loans, SMSF loans

Q&A : What exactly does a mortgage broker do and who do they work for?

Zac Peteh

13 April 2018

Investment loans, Home loans, Business loans, SMSF loans

Q&A : What exactly does a mortgage broker do and who do they work for?

In this Q+A we cover what mortgage brokers do; who they work for; is a ‘Lending Specialist’ the same as a mortgage broker; and how to find out who owns your mortgage broker.

Big banks vs 2nd tier lenders for home loans

US dollar vs. the Australian dollar: Implications for RBA's cash rate decisions

Westpac Chief Economist predicts RBA Board to pause again at its May meeting: 3.6% now the likely cash rate peak

Could the RBA pause on April cash rate increase trigger a property market rebound?

How to reduce your investment property interest rate

What is going on with interest rates and the property market?

Should I refinance when interest rates are rising?

Interest rate increases providing opportunities for buyers ahead of Spring buying season

Home loan lending changes – how borrowers will be impacted

5 reasons why now is a good time to refinance

5 ways to protect your home loan from interest rate increases

Are fixed interest rates on the way up?

Economy rebounding quicker than expected - are fixed rates at the bottom?

Property markets stable despite lack of sales | Loans for purchases up 27% on last year

How to get an investment loan at a home loan interest rate

Home loan borrowing restrictions under review

Lock it in Eddy! Slashed fixed interest rates attracting homeowners and investors

Will interest rates drop further?

Who should consider an interest-only loan?

Q&A : What exactly does a mortgage broker do and who do they work for?

Follow us on Instagram

Recent articles

Follow us

office Hours