North Sydney Mortgage Broker
Most people want to get the best deal for their budget when shopping for property. However, it’s rare for anyone – that’s not already deeply invested in the finance or property sector – to understand all the ins and outs of the property loan market.
That’s where our mortgage brokers in North Sydney, Mint Equity come in.
As financial experts with over 20 years of banking experience, we understand enough about the Big 4 Banks and other independent lenders, to help you understand what you should be looking for to get a loan suitable for your situation—now and in the future. As well as how to quickly secure your best chance for pre-approval.
Mint Equity can assist you in choosing a loan for first-home buyers, commercial properties, SMSF lending, and refinancing.
Why Mint Equity
Our approach to navigating different home loans and other loan products is different. As an independent finance broker in North Sydney, we’re not beholden to any franchise bureaucracy that doesn’t make sense. Instead, we have created our own ethos, centered around serving customers with a clear language they can understand.
We understand that everyone’s financial situation and personal circumstances are different, so we always tailor our mortgage broking solutions to meet your needs.
At Mint Equity, our North Sydney mortgage brokers really work on your behalf.
It is just one of the reasons why we’re an award-winning mortgage broker in Sydney.
THE MINT EQUITY HOME LOAN CALCULATOR
Finding out what’s possible with your savings is the first step in getting a home loan.
Our home loan calculator will help provide you with estimated insights on important figures on this journey, like your borrowing capacity and stamp duty.
*Please note as policies differ between lenders that these figures will be an estimate only. Seeing a North Sydney broker is the best way to ensure you are getting the most accurate information possible.
MORTGAGE COMPARISON WITH YOUR NEEDS IN MIND
We always ask you questions to better take your objectives and personal circumstances into mind when comparing financial products.
This allows us to develop a solution to best reduce the extra charges, fees and lenders' mortgage insurance (LMI) when you’re buying property. While also mitigating any potential issues that may arise in the future.
Our services include
Our services are always free. We’re remunerated by the lender you select.
Meet our North Sydney Broker Team
GET HELP IN THE NORTH SYDNEY PROPERTY MARKET
Seeing a mortgage broker based near North Sydney, NSW is advantageous when you want to break into the North Sydney property market.
You get local knowledge at every step, which can only come from professionals who live and work in the area.
North Sydney is an inner-city suburb and region known for its stylish apartments and mini CBD area, and a hub for many professionals who don’t want to long commutes to work. The region includes suburbs like Cammeray, Cremorne, Cremorne Point, Kirribilli, Kurraba Point, Lavender Bay, McMahons Point, Milsons Point, Crows Nest, Neutral Bay, North Sydney, St Leonards, Waverton and Wollstonecraft.
Like much of the Sydney property market, North Sydney is an affluent suburb with much competition between buyers. Houses are rarer on the market, but with great styling, many bedrooms, bathrooms and often great gardens, they represent the dream house many wish to have in Sydney.
After gaining pre-approval, you can access our free buyer support services to help you weigh up the pros and cons of the properties and locations you’re looking at.
BENEFITS OF CHOOSING MINT EQUITY
Our services are free, as we’re remunerated by the lender you select.
Our services are free, as we’re remunerated by the lender you select.
We have over 20 years experience in finance, including residential, commercial and SMSF lending. So you only need to deal with one person for every loan.
We have experience working in credit and understand how credit thinks so we can help you improve your chances of securing approval.
We’re with you every step of the way - from your planning and initial thoughts, through the application process to settlement and beyond.
We don’t pressure our clients into taking unnecessary products in order to hit targets. That’s not our style.
We have personality, energy and are easy to deal with.
HOW CAN OUR NORTH SYDNEY MORTGAGE BROKERS HELP?
Finding a North Sydney mortgage broker who not only knows all the ins and outs of home loans, but knows your local area is beneficial as we can help position and mitigate any location based application issues with the lender.
Property valuations are key to the application process and determine the LVR (Loan to Value Ratio) and how much LMI (Lenders Mortgage Insurance) is payable. Working with a local mortgage broker in North Sydney gives buyers the confidence that if the property valuation comes in lower than expected, your broker will always be ready with local knowledge to help mitigate any issues.
Home Loan Comparison with Hundreds of Loans
As a Northbridge broker, Mint Equity is committed to making the home loan selection process easier for our clients. We understand that it can be daunting to navigate through the myriad of options available in the market. That's why we proactively compare over 100 home loan options from 40 different lenders, ensuring that you get the best possible deal for your Northbridge home loans.
Interest rates can change weekly, causing confusion and uncertainty for home buyers. That's why our expert Northbridge brokers stay on top of the latest trends and news, to ensure that you get the best possible advice and guidance. Trust us to help you secure your Northbridge home loan today.
Looking to begin calculating your borrowing capacity? Get in touch with our team or check out our home loan calculators.
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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We are able to service all parts of Australia and for clients living overseas.
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No, the digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those across the whole of Australia.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.