Expert mortgage advice for home & property loans in Greenwich

While not as well known as other Sydney’s Lower North Shore suburbs, Greenwich is increasingly seizing the heart of many new homeowners with its natural beauty and the lifestyle the suburb offers. If you want to get the edge in this market, seeking professional advice from a mortgage broker in Greenwich with experience in the area and keeping on top of the market trends is crucial. That’s where our brokers at Mint Equity stand a class apart.

Mint Equity is an independent mortgage broker firm in Sydney with over two decades of financial experience and even more servicing the wider Sydney and North Shore property market. We make navigating the important step of securing financing for a property purchase easier by removing the pain points of choosing the right home loan. 

With thorough mortgage comparisons from over 40 lenders and 100s of financial products, our mortgage brokers have won multiple industry awards for finding solutions that get our clients favourable outcomes. 

BENEFITS OF CHOOSING MINT EQUITY

  • Our services are free, as we’re remunerated by the lender you select.

  • We have over 20 years experience in finance, including residential, commercial and SMSF lending. So you only need to deal with one person for every loan.

  • We have experience working in credit and understand how credit thinks so we can help you improve your chances of securing approval.

  • We’re with you every step of the way - from your planning and initial thoughts, through the application process to settlement and beyond.

  • We don’t pressure our clients into taking unnecessary products in order to hit targets. That’s not our style.

  • We have personality, energy and are easy to deal with.


RECOMMENDED MORTGAGE BROKER IN GREENWICH

We are proud to say that referrals and recommendations are our largest source of business. As a highly recommended mortgage broker, we hold this also as a source of accountability to continue to deliver a high-quality service to continue to look after our clients, both in their goals and the integrity of their word. Mint Equity constantly receives 5-star reviews, and our mortgage brokers in Greenwich are dedicated to maintaining this standard with a business model that prioritises the relationships we build with every client so that no one ever feels just like another customer. 

We’ve chosen to be an independent mortgage broker over adopting a franchise model, to provide our clients with an alternative option to the big banks, an online lender or just another mortgage broker in Sydney. It lets us develop our own ethos and approach to business so that our clients can really feel a difference with our service.



WHY SEE A MORTGAGE BROKER IN GREENWICH?

In Sydney's Lower North Shore, where there is so much demand, it's crucial to prepare your finances early so that you can move swiftly and proactively when the best opportunity presents itself. 

A mortgage broker negotiates with banks, lenders and credit unions on behalf of a potential borrower to help arrange a solution amongst different loan products and mortgage rates. When looking for a mortgage broker in Greenwich, its crucial to find someone who has the extensive industry experience to stay on top of the updates in the industry and has a good grasp of the local market so any potential concerns that lenders might raise can be mitigated - for the best chance of success. 

Mint Equity is a team of knowledgeable mortgage brokers in Greenwich with extensive experience in the industry and local knowledge. Our brokers will assess your financial circumstances and find a suitable loan from over 40 lenders and 100’s of different products for these services: -


BUYING IN GREENWICH

For homebuyers looking for prestige property in a suburb that offers a lot of great value, Greenwich is a secret gem. Greenwich is a peninsula suburb surrounded by glistening water views and surrounded by greenery while also being close to the city. So it really brings a lot of value, with a location that feels peaceful, like suburbia but has all the fun and buzz of the city. There are also a lot of walking tracks, parks for dogs and Greenwich Baths to enjoy during the weekends.

Greenwich is gaining more attention lately, but it still isn't as renowned as Hunters Hill and Mosman, which gives homebuyers the chance to purchase a luxurious home in an incredible location, with more houses going to market.

When buying in Greenwich, it's important to get the lowest loan repayment possible and secure a loan with specific features like redraw facilities to allow you to minimise the fees and help you pay off the mortgage as soon as possible.


HOW CAN OUR MORTGAGE BROKERS IN GREENWICH, NSW, HELP?

Mint Equity assists clients with residential, commercial, business, and SMSF lending. Our role as a recommended mortgage broker in Greenwich is to work with clients to identify the most suitable mortgage in Sydney and finance options from a portfolio of products from the big-four banks and multiple second-tier lenders to meet the objectives of your financial situation. We simplify the process for our clients, taking care of all the necessary administration tasks, which include the paperwork, application process, and the final settlement. In a tight and fast-moving property market, you need to move quickly. That's where the Mint Equity team hit their stride. Finding a mortgage broker in Greenwich who not only knows all the ins and outs of home loans but is responsive and proactive is beneficial as we can fast-track and streamline the application for our clients.

Meet the Mint Equity team


HOME LOAN CALCULATOR

Understanding your borrowing capacity and how much you should budget to pay once you have purchased your home is a critical part of every home-buying journey. Our home loan calculator helps provide estimates to get a better perspective of your situation. 

Please note that our home loan calculator provides estimates only on what information you submit and doesn't properly take your other personal circumstances in mind, which is where a Greenwich mortgage broker really comes in. 


HOME LOAN PRODUCT COMPARISON

Our mortgage brokers can help assist you when it comes to choosing the best home loan in Greenwich for your needs. As buying property in Greenwich comes with the added challenges of demand and expense, we always look for the best home loan that can be paid off in the fastest and most cost-effective manner.


Frequently Asked Questions

  • We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.

  • Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.

  • We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).

  • We are able to service all parts of Australia and for clients living overseas.

  • No, the digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those across the whole of Australia.

  • We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.

  • If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.

  • Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.

  • Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.