Friendly & Insightful Mortgage Broker in Mosman
Winning multiple industry awards has afforded us the reputation of being highly recommended mortgage brokers in Mosman, but what we measure for our success is the long-lasting relationships we've built with clients.
Property prices are high in the Mosman property market, making it crucial to find the best home loan when you're thinking of buying.
Our finance and mortgage brokers understand this market well and the objectives of those trying to enter. Combined with our over two decades of finance experience, we're able to provide our clients with a thorough mortgage comparison from over 40 lenders to guide them in deciding on the best home loan for the greatest overall savings and the best chance of approval.
BUYING A HOME OR COMMERCIAL PROPERTY IN MOSMAN
As a beautiful glistening waterfront suburb in Sydney, there’s no surprise that Mosman is a place where so many people want to live. Like other suburbs in close proximity to Sydney CBD, Mosman is a premium suburb. However, with all it offers, it is well worth the price tag with so much greenery, water views, safe neighbourhoods and great places to eat.
In terms of homes, Mosman has many heritage houses, apartments, and luxurious multi-bedroom houses that are all up to the standard of the prestige of the area.
Mosman also has a range of options for commercial office space to buy and rent.
OUR SERVICES
As an independent mortgage broker firm, Mint Equity offers a range of brokerage services to Mosman clients, the North Shore and surrounding suburbs to make finding the right financing solutions for buying a property easier.
You can approach our mortgage brokers in Mosman for free help and assistance on;
As a first-home buyer, you have access to a range of government incentives that can help with the purchase of your first homes, such as stamp duty concessions and first-home buyer grants. We understand that, as a first-home buyer, you may have a lot of questions about the process of buying a home. That's where our team of experienced mortgage brokers in Mosman can help.
If you have accumulated some equity in your home over the years as your home's value has increased, you might be able to use that equity to get more favourable terms on a home loan. It might not be the best of ideas to refinance when you're planning to move shortly, but if you're settled in, it can be a great decision that leads to better overall savings. Find out more by asking our mortgage brokers in Mosman.
The purchase of investment property can now be a part of your self-managed super fund portfolio. Allowing the gradual or sudden increases of value in Sydney's house market to go towards savings put towards retirement. Mint Equity's Mosman mortgage brokers can help clients navigate the products and services relating to SMSFs across different lenders.
Investing in commercial property or buying property as a business owner carries its own set of unique benefits and risks compared to the residential market. As mortgage brokers in Mosman, we have helped guide a number of business owners in the area in understanding incentives created by the government to encourage commercial investments, as well as deciding on the best loan products to meet your goals.
Deciding on the right home loan can be a very confusing process for any member of the general public. Besides all the jargon thrown around and promises made, it can be easy to miss the risks of hidden fees or agreements that can make some home loan products less great or attainable than they seem. Our mortgage brokers have the experience and knowledge to help guide clients through over 100s of home loan products.
Benefits of choosing mint equity
Our services are free, as we’re remunerated by the lender you select.
We have over 20 years experience in finance, including residential, commercial and SMSF lending. So you only need to deal with one person for every loan.
We have experience working in credit and understand how credit thinks so we can help you improve your chances of securing approval.
We’re with you every step of the way - from your planning and initial thoughts, through the application process to settlement and beyond.
We don’t pressure our clients into taking unnecessary products in order to hit targets. That’s not our style.
We have personality, energy and are easy to deal with.
HOME LOAN CALCULATOR
Our home loan calculator has helped prepare clients to determine what they can expect to borrow, pay and save when preparing to buy a house or while comparing home loans and a property's impact on tax.
Please note these are estimates only for your borrowing capacity, property buying costs, and other amounts to help improve your property goals. For the best advice, it's crucial to see a broker in Mosman who can take your special circumstances and the differences between lenders into account.
HOW CAN OUR MOSMAN MORTGAGE BROKERS HELP?
Mint Equity assists clients with residential, commercial, business, and SMSF lending. Our role as a highly recommended mortgage broker in Mosman is to work with clients to identify the most suitable mortgage in Sydney and finance options from a portfolio of products from the big-four banks and multiple second-tier lenders to meet the objectives of your financial situation.
We simplify the process for our clients, taking care of all the necessary administration tasks, which include the paperwork, application process, and the final settlement. In a tight and fast-moving property market, you need to move quickly. That’s where the Mint Equity team hit their stride. Finding a Mosman mortgage broker who not only knows all the ins and outs of home loans but is responsive and proactive is beneficial as we can fast-track and streamline the application for our clients.
Meet the Mint Equity team
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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We are able to service all parts of Australia and for clients living overseas.
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No, the digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those across the whole of Australia.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.