MORTGAGE BROKERS IN WAVERTON, WITH THEIR FINGER ON THE PULSE
Getting financing for a future residential, commercial or investment property may seem simple on the surface. However, when you consider the run-on effects it has on your principal and interest repayments and the ease it may have with how fast you pay off your mortgage, it’s even simpler to understand why you would need to speak to an expert.
That’s where Mint Equity, mortgage brokers in Waverton, NSW, come in. We assist clients in selecting the right home loan with up-to-date mortgage comparisons across 40 lenders and 100’s finance products, so you can move swiftly and get out ahead before the market changes.
our services
Mint Equity offers a range of broker services as an independent mortgage broker in Sydney, the North Shore, Waverton and surrounding suburbs.
You can ask our experts for free assistance on:
First Home Buyers
It can be intimidating taking your first step into the property market, especially when it comes a first home. However, it’s also an exciting time. Different government grants available to first-home buyers to help make this purchase easier. Our mortgage brokers in Waverton offer free buyer support, so you can find out everything you need to know about home loans and get assurance of entering the market.
Refinance
If you already have a mortgage but are starting to feel the squeeze, it may be possible to make your mortgage more manageable by using your equity or changes in interest rates. Through refinancing a mortgage, we have also assisted other clients to achieve other financial goals such as funding renovations, extensions or a purchase of an investment property.
SMSF Loans
It’s now possible, since 2007, to borrow money to invest in property as part of a self-managed super fund. Mint Equity mortgage brokers can assist you in comparing and selecting the right loan to start.
Commercial Properties
Whether you are a business owner or investor, a mortgage broker in Waverton such as Mint Equity can help you navigate the different incentives available to you and what the best options are for your commercial property loan.
Choosing a Home Loan
Home loans can sometimes have fees that are hidden or easy to miss for the general public, and buyers can be at risk of overextending themselves. Your mortgage broker will be able to read between the lines to secure the best home loan for you. We also look out for your best interest with mortgage advice refined by over 20 years of financial experience.
Buying in waverton, nsw
Waverton is a quiet leafy suburb in North Sydney with water views, and many parks and cafes. Offering quality homes with a calm, laidback lifestyle for its residents, at a relatively lower price point than other suburbs in the Northern Beaches, Waverton is often considered the lower north shore’s hidden gem. Many residents in the area don’t leave and simply move into other homes in the area, which can make it hard to purchase a house. However, there are lots of new and off the plan apartments that present opportunities to get in for those looking to buy in the area.
Waverton is a locale in demand, with a rate of 112 BPL (bid per listing) so it’s crucial to understand your capacity and get pre-approval as soon as possible, when you’re looking at the market.
Benefits of choosing mint equity
Our services are free, as we’re remunerated by the lender you select.
We have over 20 years experience in finance, including residential, commercial and SMSF lending. So you only need to deal with one person for every loan.
We have experience working in credit and understand how credit thinks so we can help you improve your chances of securing approval.
We’re with you every step of the way - from your planning and initial thoughts, through the application process to settlement and beyond.
We don’t pressure our clients into taking unnecessary products in order to hit targets. That’s not our style.
We have personality, energy and are easy to deal with.
HOME LOAN CALCULATOR
As every individual has their own borrowing capacity and what their own future loan repayments will look like, it is important that you understand what yours are. Working with a mortgage broker in Waverton can help clear up what these sums look like with our home loan calculator and other lenders’ policies, so you can move forward with certainty. Generic online home calculators often ignore this additional information and cannot clear up any misunderstandings you may have. This is where getting free mortgage assistance for choosing a home loan can really help.
HOW CAN OUR mortgage brokers in waverton (nsw) help?
Mint Equity assists clients with residential, commercial, business, and SMSF lending. Our role as a recommended mortgage broker in Waverton, Sydney is to work with clients to identify the most suitable mortgage in Sydney and finance options from a portfolio of products from the big-four banks and multiple second-tier lenders to meet the objectives of your financial situation. We simplify the process for our clients, taking care of all the necessary administration tasks, which include the paperwork, application process, and the final settlement. In a tight and fast-moving property market, you need to move quickly. That’s where the Mint Equity team hit their stride. Finding a mortgage broker in Waverton who not only knows all the ins and outs of home loans but is responsive and proactive is beneficial as we can fast-track and streamline the application for our clients.
Frequently Asked Questions
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We don’t charge fees for our services as we are remunerated by the lender you choose once the loan reaches settlement.
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Credit Representative Number 460314 is authorised under Australian Credit Licence Number 389328.
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We can arrange appointments 7 days a week at a time that suits you and at your preferred location. You can call us on 1300 00 MINT (1300 006 468).
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We are able to service all parts of Australia and for clients living overseas.
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No, the digital age has helped the finance industry a lot and with the use of phone, email, Skype and identification verification points (like banks and Australia Post), we’re able to provide our service to those across the whole of Australia.
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We have access to over 40 lenders including the big 4 and 2nd tier lenders which provides us with 100’s of products to suit the needs of our clients.
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If you’re not sure if your current bank is providing you with the best home loan option, give us a call. We can assess their offer and let you know if there is anything better out there from other lenders.
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Depending on the lender you choose, in some cases we can get pre-approval within 24 hours. Many lenders have an auto approval system that enables us to turn around home loan pre-approvals very quickly. However, we would always recommend allowing up to 5 business days to ensure you have enough time to provide all the documentation we’ll need to submit your loan.
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Whilst it’s not ideal to exchange contracts before getting finance approved, we know some properties are hard to resist. In those cases we are able to prioritise and escalate your application through the lender. We have great relationships with our lender panel and can assist us to get urgent approval.