SMSF loans

US dollar vs. the Australian dollar: Implications for RBA's cash rate decisions

US dollar vs. the Australian dollar: Implications for RBA's cash rate decisions

HSBC Chief Economist Weighs in on the Potential Market Crash and Influence of USD and AUD on RBA Cash Rate Decisions. We explore the connection between Australian cash rate movements, the USD-AUD exchange rate, and their impact on mortgage and home loans in this informative article.

Newsletter Edition 25

Newsletter Edition 25

In this edition: August 2023 cash rate predictions and forecast peak by the major banks | Inflation slowdown - will the RBA increase the cash rate | Banks raise rates faster than the RBA | Mint Equity Gold Coast office opens | 70% broker market share - why homeowners are choosing brokers over direct lenders and more…

Why homeowners are choosing mortgage brokers over direct lenders

Why homeowners are choosing mortgage brokers over direct lenders

Mortgage brokers advocate for their clients and help prevent inappropriate decisions by bank credit assessors who may lack experience. If a consumer approaches the lender directly, there is no one to cross-check policies and decisions, which could potentially lead to a decline and negatively impact their credit report if not rectified.

Should I fix my home loan interest rate or take the risk with variable?

Should I fix my home loan interest rate or take the risk with variable?

Should I fix my home loan interest rate or take the risk with variable? Many mortgage holders are facing that exact question, but are the banks profiteering from the fear of interest rate rises?

Q&A : What commissions are paid for my home loan and to whom?

Q&A : What commissions are paid for my home loan and to whom?

In this Q&A we cover what commissions are paid for your home loan and to whom; if the way mortgage brokers are paid change in the future; and, the difference between a broker and a referrer or introducer.

Zac Peteh named state finalist at MFAA’s Excellence Awards

Zac Peteh named state finalist at MFAA’s Excellence Awards

The Mortgage & Finance Association of Australia (MFAA) has announced Zac Peteh as a finalist in the NSW Regional Finance Broker category at MFAA Excellence Awards out of more than 650 national awards submissions.

Q&A : What exactly does a mortgage broker do and who do they work for?

Q&A : What exactly does a mortgage broker do and who do they work for?

In this Q+A we cover what mortgage brokers do; who they work for; is a ‘Lending Specialist’ the same as a mortgage broker; and how to find out who owns your mortgage broker.

Changes to the mortgage industry that consumers need to know

Changes to the mortgage industry that consumers need to know

Consumers will be directly affected by changes in the mortgage industry both in terms of seeking finance options and who can offer the best service. Know what’s happening with the banks so you can make the right decisions. 

Mint Equity named as finalist in six award categories at the 2018 Better Business Awards

Mint Equity named as finalist in six award categories at the 2018 Better Business Awards

Mint Equity has been shortlisted as a finalist in six award categories at the 2018 Better Business Awards, hosted by The Adviser, Australia’s top publication for Australian mortgage and finance brokers.